Author: Shelby Grosch

Iceland 2

Travel to Iceland for Only $1000

    When reviewing my pre-trip article for Iceland I realized I made a critical mistake which was not giving you, the reader, the context of the whole trip so here’s the breakdown. Where: Reykjavik & Akureyri, Iceland  Duration: 6 days/5 nights  Group Size: 6 People First off, Iceland is AMAZING. The word amazing actually does…
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How much do you need to save?

How Much Do You Need To Retire? – Part 3

Over the past two weeks, we’ve talked about how common it is for people to wait until it’s too late to start saving for retirement. By now, you should understand the importance of putting money into your retirement account as early as possible to give compounding interest a chance to take over and turn your…
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Banking

Which Bank is Best for You? Credit Union, Online?

Banking seems so simple but why do so many people get it wrong? If you read my Top 5 Personal Finance Priorities for Your 20s then you know that this is #1 and here is why. Your banking options are limitless. You can use a small local credit union, an online bank, or a large…
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Becoming a millionaire

Start Saving Now to Become A Millionaire – Part 2

  Last week I introduced a chart showing a couple different retirement account stories and how Consistent Claire became a millionaire by the age of 65. This week I want to show you how this is possible for anyone, including you. Investing for retirement is not complicated but most people just don’t do it until…
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Iceland 1

We’re Going to Iceland! Here’s Our Budget

  Iceland, a country known for its different landscapes of lava fields, glaciers, hot springs, and volcanoes. A country I have dreamed of going to for years now and just never thought it was possible, until now. I, like many people, think that traveling is just plain too expensive but with prior planning, it can…
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Retirement

Why You NEED to Worry About Retirement Now – Part 1

  When you’re in your early 20s you don’t have much to worry about. In fact, most of you are probably just concerned with whats for dinner tonight. Should you have Chipotle for the third time this week or go get a burger? Tough choice I know. What if I told you that your decisions…
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Travel On A Budget: Atlanta, Georgia

Traveling on a Budget: Atlanta

  Traveling is something we all want to do and if you read my first two articles in this category, How to Find Cheap Flights 101 and Where to Stay While Traveling 101, then you are ready to go explore a new city. I want to highlight some of my travels to give you inspiration…
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Cheap Places To Stay

Where to Stay While Traveling 101

  Since you read my first article in the travel category, How to Find Cheap Flights 101, you’re now ready to book a place to stay. Times have changed, and since you’re smart, (you are reading my blog) you understand that considering hotels as your only option is for fools. Just like all of our…
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Books I reccommend

3 Books to Help Build Your Wealth

  If you’re like me reading a book always seemed like a huge waste of time. Why would I want to sit down for an hour a day and read when I could just watch something on YouTube or Netflix? This all changed in 2014 when someone suggested that I read a simple, 200 page,…
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Credit Score

Save Yourself Thousands by Understanding Your Credit Score

  Last week we talked about how beneficial credit cards can be in helping to build your credit. This week I figured we would take a step back and understand what is credit and how does it affect us? This article is a direct transcription from my book Young, Dumb, and NOT Broke?!. Basically, consider…
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