Disclosure: There are some affiliate links below and I may receive commissions for purchases made through links in this post. Christmas is less than 2 weeks away, do you have your gift shopping done yet? In order to help you not break the bank, I made a list of my top 20 gifts under $20.…
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Just imagine with me for one second. You’re laying on the beach and a waitress approaches and asks if you need anything. You order a tequila sunrise and a plate of chips and guac, it’s 10 am. After your morning nap, you take a dip in the ocean and then make your way to lunch.…
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Let’s talk about everyone’s favorite topic; student loans. I know they aren’t the most exciting topic. In fact, they are extremely boring but learning to understand them may be the most important thing you can do for your finances. Student loans are approaching a tipping point with a total national debt quickly headed towards…
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Can you believe the holiday season is already here? It seems the older I get the faster time moves. Whether you’re ready or not Thanksgiving is this week and Christmas is right on its heels. Personally, I love the holidays especially the tacky Christmas music. Unfortunately, the holidays can be extremely stressful for some…
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Who wouldn’t want to quit their jobs right now and retire? I think it’s safe to say most people would, maybe even you. Unfortunately, that may not be realistic at this point in your life. We’ve been told since we can remember that we need to work until we’re 65 years old, then we…
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At the beginning of October, I told you I wasn’t going to eat out or buy alcohol during the week for the whole month. When I reviewed my budget I saw that a large number of my expenses were going into these two buckets. While the actual dollar amount varied by month it came…
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We’ve all heard the statement that money will never buy you happiness. Our usual response? Well, it sure wouldn’t hurt. While it may help, the fact of the matter is that money problems happen to everyone, even people with millions. The number of people who have more money than they could ever imagine only…
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I’ve always struggled with understanding why money is such a taboo topic. 99% of people avoid having important conversations around finances and in my opinion its a huge problem. I believe the phrase honesty is the best policy is especially true when it comes to money. The number of fights between family members that…
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While reading some of my favorite personal finance blogs this weekend I stumbled across a post from almost a year ago by J.D. over at Get Rich Slowly. J.D. outlines an awesome way that I’ve never heard of for measuring where you are wealth wise. The formula he uses is called the Lifetime Wealth…
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Buying your first home is going to be one of the most exciting times of your life. Chances are, you are upgrading from a small apartment, with a terrible landlord, that you pay too much in rent for. You’ve been doing this for two plus years and you are ready for the freedom of…
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