If you want to become better at managing your money and ultimately put more of it in your pocket, then you need to learn to manage your expenses. All too often people want to jump ahead in their financial journey and wonder why they aren’t building their wealth. The reason? They haven’t mastered the basics…
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It’s time for a tough question; are you actually poor or are you just broke? All too often, I see people complain about how poor they are. They blame the system or their circumstances. It’s a victim mentality and one that will leave you broke your whole life. It reminds me of this gif (to…
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It’s a new year and that means it’s time to set new blogging goals for the year. If you read one of my latest posts, How Much Do Blogs Grow In One Year? – My First Full Year Of Blogging, then you will already know how last year went. Here’s the synopsis: It went pretty…
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My first full year of blogging is complete and it’s hard to believe that I’m even typing that. This year felt like it flew by, seriously don’t you feel the same? I had an amazing year and have grown as a person but how much did my blog grow specifically? Blogging is hard and don’t…
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Annual fee credit cards offer some great rewards that you can’t find in regular credit cards. But this begs the question is paying the annual fee actually worth it? I wrote an article a whole back outlining how credit card rewards work but I left out one key element, the math. Is it worth having…
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My worst fear happened this month. I missed a credit card payment. Yes, as someone who tells you to follow the golden rule of credit cards, I know that I messed up. I didn’t follow my own rule but don’t write me off yet. I didn’t do it on purpose so allow me to explain.…
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If you’ve been following YD&NB from the beginning then you will know that my most controversial articles have been about life insurance and whether it is a scam or not. That post received quite a bit of backlash but it also got people asking questions. Why will I never buy whole life insurance? In short,…
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Do you know how much you need to retire? Or how to calculate how much you need for retirement? If you answered no, there’s no need to worry. You are similar to most people and that’s okay. After reading this article, you will not only know how much you approximately need when you retire but…
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I have been searching for the best app to manage my money and I think I finally found it in Tiller Money. I’ve tried Mint, Personal Capital, You Need A Budget, the list goes on and on but they have all had their drawbacks. I’ve only been using Tiller for 30 days and I can…
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Well my 100th blog post, it’s finally here. I can remember almost a year and a half ago when I was writing my first couple posts thinking how awesome it would be to have my own website and I was right. I want to use my 100th post for something that isn’t about trying to…
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